V. Gerard Comizio

V. Gerard Comizio

  • Partner
  • Corporate
  • Washington, DC
  • T:   +1.202.639.7450
  • F:   +1.202.639.7003
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V. Gerard (Jerry) Comizio is a partner in the Corporate Department and head of the Banking Practice, resident in Fried Frank's Washington, DC office. He joined the firm in 2016.

Mr. Comizio is a leading authority on financial services matters. He has extensive experience in representing a wide range of both domestic and foreign banks, thrifts, mortgage companies, industrial loan banks, trust and fiduciary, consumer, specialty lenders, private equity companies, and other financial services companies. He regularly counsels his clients on a wide range of regulatory, merger and acquisition, enforcement proceedings, complex regulatory and strategic planning, GSE reform and residential loan securitization issues. Mr. Comizio is currently advising some of the nation's largest financial institutions on the implications of the Dodd-Frank Act. He is also the author of International Banking Law (West Academic 2016), one of the first major casebooks on international banking law and regulatory issues.

Mr. Comizio has been featured in the American Banker's annual “Washington Insider's Survey of the 25 Most Influential People Involved in Financial Services Regulatory Issues”, and recognized in Washingtonian Magazine's “Top Lawyer” edition as one of the best banking lawyers in the United States. He also has regularly appeared on television, internet media and radio discussing current banking and regulatory issues, including Fox Business News, Bloomberg TV, Wall Street Journal Online, Dow Jones Online, C-SPAN, The Deal Online, The Street, Reuters Insider, Canada's BNN TV Squeezeplay program, CBS radio and NPR Radio's Marketplace, and is a regular speaker at financial services industry conferences and seminars.

He has been recognized by both Chambers and Legal 500, with Legal 500 noting that he “has 'significant experience in the market ' and provides 'solid advice' to a range of financial services entities on discrete regulatory issues and M&A-related matters.”

Prior to joining Fried Frank, Mr. Comizio served as a partner with a large international law firm. Before that, he was for many years the deputy general counsel and acting general counsel of the U.S. Department of the Treasury's Office of Thrift Supervision (and its predecessor, the Federal Home Loan Bank Board), and director of its Corporate and Securities Division during the savings and loan crisis, and a former senior attorney in The Division of Corporation Finance at the U.S. Securities and Exchange Commission. In 1993, Mr. Comizio led a U.S. Treasury Department task force related to Senate and House hearings on perceived abuses in the bank mutual to stock conversion i.p.o. market. This task force was widely acknowledged for drafting comprehensive regulatory reform of this area at the federal and state level.

Mr. Comizio has written numerous articles analyzing current issues in financial services regulation, and is contributing author of three books on financial services matters. Mr. Comizio has been an adjunct professor of banking law since 1992 at the Washington College of Law, American University, teaching courses on banking law, international banking law and regulation of financial institutions.

Mr. Comizio has authored the following publications:
  • Virtual Currencies: Growing Regulatory Framework and Challenges in the Emerging Fintech Ecosystem, December 2016 (A version of this article will be published in Volume 21 of the North Carolina Banking Institute journal in March 2017)
  • Fiduciary Duty: Do Banks Still Need A Bank Holding Company, Harvard Law School Forum on Corporate Governance and Financial Regulation, August 2016 (co-author)
  • Revisiting the Bank Holding Company Structure: Do Community and Regional Banks Still Need A Bank Holding Company?, Business Law Review, Washington College of Law, American University, May 2016 (co-author)
  • "Ringfencing" U.S. Bank Foreign Branch Deposits: Working Towards a Clearer Understanding of Where Deposits are Payable in the Midst of Chaos, Business Law Review, Washington College of Law, American University, July 2014 (co-author)
  • Compliance Risk Management: What Financial Institutions Need to Know About Reporting Elder Financial Exploitation, Financial Fraud Law Report, April 2014 (co-author)
  • Brave New World for Savings and Loan Holding Companies: Final Phase-In of the Federal Reserve Board's Bank Holding Company Reporting Requirements and Consolidated Supervisory Framework for Holding Company Regulation, Banking and Finance Services Policy Report, March 2013 (co-author)
  • Fed Introduces Dodd-Frank Enhanced Prudential Supervision, Early Remediation Rules for Foreign Banking Organizations, Bloomberg BNA Banking Daily, March 2013 (co-author)
  • After The Dodd-Frank Industrial Loan Company Moratorium: What's Next?, The University of North Carolina Law School Banking Institute Journal, March 2013
  • Cordray's Recess Appointment: Future Constitutional Legal Challenges, ABA Banking Law Committee Journal, March 2012 (co-author)
  • Modified Control Rules for Savings and Loan Holding Company Investors, New York Law Journal, February 2012 (co-author)
  • Federal Reserve Unveils Proposal on Dodd-Frank Enhanced Prudential Standards and Early Remediation Requirements, Bloomberg's Banking and Finance Law Reports, January 2012 (co-author)
  • Cooperation, Competition or Confusion – Federal and State Regulators Seek to Enforce the Dodd-Frank Act and State Consumer Banking Laws in Close Alliance, Bloomberg Law Reports, August 2011 (co-author)
  • Fed Consolidated Regulation Poses New Challenges for Savings and Loan Holding Companies, Banking Law Journal, August 2011 (co-author)

Professional Associations

Mr. Comizio is a member of the Governing Committee of the U.S. Conference on Consumer Finance Law, the Board of Advisors of the University of North Carolina Law School Center for Banking and Finance, the Advisory Board of the George Washington Law School Center for Law Economics and Finance, the board of editors of Privacy & Data Security Law Journal, and the Law Partner Advisory Board of Thomson Reuters. He is also the former chairman of the Trusts and Investments Subcommittee of the American Bar Association’s Banking Law Committee.

Bar Admissions/Licensed Jurisdictions

District of Columbia; New York

Practices & Industries

Education

Georgetown University Law Center, LLM – 1983
Pace Law School, JD – 1980
Fordham University, BA – 1977
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